Emergency Deployment Auto Insurance Discount for Veterans

The emergency deployment auto insurance discount for veterans from GEICO can help you save as much as 25% on your insurance policy. Although GEICO is currently the only company that offers veterans emergency deployment car insurance discounts, there are plenty of other types of military auto insurance discounts that current and former military personnel can take advantage of.

UPDATED: Sep 7, 2021Fact Checked

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Written by Leslie Kasperowicz
Farmers CSR for 4 Years

Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Sep 7, 2021

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UPDATED: Sep 7, 2021

Advertiser Disclosure

It’s all about veterans. We want to help you make the right coverage choices.

What is an emergency deployment auto insurance discount?

In order to qualify for emergency deployment car insurance discounts, you must be deployed to what the Department of Defense defines as an “imminent danger” zone.

As of 2021, Geico is the only insurance company that offers emergency deployment auto insurance discounts for veterans. Provided you meet the criteria, you can save as much as 25%.

One of Geico’s requirements for this discount is that you store your vehicle(s) under a Geico storage protection plan.

You can also save more money even if you aren’t deployed. Geico’s additional discounts for military personnel can net you as much as 15% in further car insurance savings.

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Which insurance companies offer military discounts?

Assuming you meet the requirements, you can get a military discount on car insurance by following the same steps as any other type of discount. Several major auto insurance providers offer discounted rates to current and former military service members.

The table below goes into more detail about where you can get a military discount on auto insurance. The discount amount is listed if it’s known:

Military Discounts from the Major Auto Insurance Companies

Discounts	Emergency Deployment	Military	Military Garaging
21st Century	✘	✘	✘
AAA	✘	✘	✘
Allstate	✘	✓	✘
American Family	✘	✘	✘
Ameriprise	✘	✘	✘
Amica	✘	✘	✘
Country Financial	✘	✘	✘
Esurance	✘	✓- 25%	✘
Farmers	✘	✓	✘
Geico	✓- 25%	✓- 15%	✘
Liberty Mutual	✘	✓- 4%	✘
MetLife	✘	✓- 15%	✘
Nationwide	✘	✘	✘
Progressive	✘	✘	✘
Safe Auto	✘	✓- 25%	✘
Safeco	✘	✓	✘
State Farm	✘	✓	✘
The General	✘	✓	✘
The Hanover	✘	✘	✘
The Hartford	✘	✘	✘
Travelers	✘	✘	✘
USAA	✘	✓	✓- 15%

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USAA auto insurance caters specifically to military personnel, so it’s no surprise that they boast competitive auto insurance rates for veterans. Read over our USAA auto insurance review for a detailed analysis of the company’s pros and cons.

Do I have to pay auto insurance while deployed?

In a word, yes – active-duty military have to pay car insurance while deployed. However, if your monthly auto insurance payments prove to be a financial hardship, you do have other options.

Canceling your car insurance plan will save you the cost of your premium in the short term, but may prove more expensive in the long term.

Not only will you have to pay completely out-of-pocket if something happens to your car, but you may be quoted higher rates when you apply for new car insurance policies in the future.

Depending on where you live, you may be able to temporarily suspend your car insurance coverage while you’re deployed.

Here are some examples of coverage options you might be able to suspend:

Liability
Collision
Uninsured/Underinsured motorist

You’ll want to check in with your insurance provider and review your state’s laws to determine if suspending coverage is a realistic option for you.

Emergency Deployment Auto Insurance Discounts: The Bottom Line

Maximize your car insurance savings by combining as many different military service-member car insurance discounts as you can.

Ready to buy coverage with emergency deployment auto insurance discounts for veterans? Enter your ZIP code into our free search tool below to compare auto insurance quotes for military personnel from insurance providers near you.