Progressive Military Auto Insurance Discount for Veterans

While many insurers offer military discounts on auto insurance, you can’t get a military discount on Progressive auto insurance unless you are on active duty stationed in Louisiana or deployed from Louisiana. Military personnel in other states aren’t eligible for the discount.

However, other discounts are available to help you save on Progressive auto insurance for veterans. Progressive offers considerable savings, including defensive driver, multi-car, and vehicle safety feature discounts.

Keep reading to learn more about Progressive discounts for veterans and other ways to lower auto insurance rates.

Does Progressive offer military discounts?

Progressive doesn’t offer military auto insurance discounts, unlike many of the best auto insurance for veterans. However, it does offer a 25% military discount in Louisiana because the state requires that all insurance providers offer the discount.

In addition, Progressive only offers the discount to active duty service members, so veterans aren’t eligible for the savings. Fortunately, there are other ways to save on Progressive insurance, whether you’re on active duty or a veteran.

How do you get a Progressive auto insurance military discount?

Louisiana is the only state where you can get a Progressive military discount. You can earn a 25% savings if you meet specific qualifications.

In order to receive the military auto insurance discount from Progressive, you must be on active duty and:

• Based in Louisiana
• Deployed either out of state or overseas from Louisiana
• Deployed either out of state or overseas and have a spouse or dependents living in Louisiana

While the 25% discount is substantial, most military personnel won’t qualify since it’s only available in one state. In addition, if you move to another state, you’ll lose the discount.

Also, unlike other large insurers, only active-duty personnel qualify for the Progressive military discount, so veterans and National Guard or Reserve members can’t take advantage of the savings.

Since many other insurers offer similar discounts in multiple states, the military discount alone probably isn’t enough to make you choose Progressive.

How does a Progressive military discount compare to other insurers?

Because Progressive’s military discount isn’t available everywhere, other insurers may be a better option. In addition, Progressive typically has higher-than-average rates, so carefully compare discounts and rates when looking for auto insurance.

Progressive insurance for veterans isn’t available at all since the military discount is only available for active duty personnel. Many other insurers also provide a military discount to veterans and National Guard or Reserve members.

Additionally, some insurers provide specialized discounts or coverage for military members. For example, Geico offers an emergency deployment discount, and USAA auto insurance is only available for veterans, military members, and their families (Read more: USAA Auto Insurance Review).

What other auto insurance discounts does Progressive offer?

Fortunately, Progressive offers numerous discounts to help you find affordable auto insurance for military veterans, even if you don’t qualify for the military discount. Like other insurers, Progressive’s discounts are based on the driver, policy, and vehicle.

Progressive discounts include:

• Safe driver
• Multi-car
• Multi-policy
• Driver’s education
• Defensive driver
• Claims-free
• Continuous coverage
• Adaptive cruise control
• Anti-theft

Drivers may also earn discounts for how they handle their policies. For example, Progressive offers discounts for going paperless, online quotes, early signing, paying in full, and being a loyal customer.

Most drivers qualify for multiple savings and can bundle Progressive discounts for the most significant savings, so you can still save a substantial amount of money without the military discount.

How else can you save on auto insurance for military personnel with Progressive?

In addition to discounts, Progressive offers multiple ways to lower auto insurance rates.

First, take a look at your policy and make changes. For example, remove extra coverages. Determine if you really need them or if it would be cheaper to pay for services, like towing, only when you need them. While options like roadside assistance and rental car reimbursement can be helpful, they also raise rates.

You may also decide to lower your coverage. While full coverage provides the most protection, it also costs the most. If you are able to handle out-of-pocket costs, consider reducing coverage and raising auto insurance deductibles.

Next, make personal changes. Many factors affect auto insurance rates, such as age, driving record, vehicle, and credit score. Although you can’t change your age, avoiding infractions on your driving record, driving a less expensive vehicle, and improving your credit score are within your control and will lower rates.

Finally, take advantage of Progressive’s telematics program, Snapshot. The Snapshot app runs in the background on your phone and records specific driving behaviors, like distracted driving. You earn a discount based on safe driving. However, Progressive may raise your rates for risky driving habits.

Progressive Insurance Military Discount: The Bottom Line

Although Progressive is one of the largest auto insurance companies in the country, it doesn’t offer a standard military discount.

Progressive only offers a military discount in Louisiana. Active duty military personnel who live there, are deployed from there, or have a spouse or other dependents living in Louisiana may qualify for the 25% discount.

Progressive doesn’t offer any veteran discounts. However, to lower rates, drivers can take advantage of other Progressive auto insurance discounts, such as safe driver, multi-car, and anti-theft discounts.

In addition, drivers can save money on Progressive auto insurance by reducing coverage, increasing deductibles, and participating in Snapshot to earn a safe driving discount.

Although you may like Progressive auto insurance, it may not be the best deal available if you’re a veteran. Shop around to find the best companies for veterans auto insurance with low rates and discounts for military personnel (Read more: Best Companies for Veterans Auto Insurance).