Geico Auto Insurance Discount for Veterans
Geico has military and affiliation discounts that apply to veterans, even if it doesn’t have a discount that is specifically labeled as a Geico auto insurance discount for veterans.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Mar 25, 2024
It’s all about veterans. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for veterans interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 25, 2024
It’s all about veterans. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Geico offers discounts on auto insurance for veterans and active military but not a specific veteran discount
- The Geico military discount can save you up to 15%, and the membership discount can save you even more
- Geico provides various other discounts veterans can use to lower rates, such as multi-car and safe driver discounts
Geico discounts for veterans can save veterans up to 15%. In addition, Geico offers already low auto insurance rates and other discounts, such as safe driver, continuous coverage, and multi-policy discounts to get even cheaper veteran auto insurance.
Keep reading to learn more about Geico veteran discounts and everything else you need to know about military discounts on auto insurance for veterans and their families.
Does Geico offer a veteran discount?
Does Geico offer military discounts? Geico is one of the best companies for veterans’ auto insurance and offers military discounts to active military and veterans, including membership and emergency deployment discounts. Geico offers a military discount of up to 15%, depending on your state. So although Geico doesn’t offer one specific veteran discount, veterans can take advantage of its military discount. We go over what you need to qualify below.
Who is eligible for Geico’s veteran discount?
Whether you are retired, on active duty, a National Guard member, or part of the Reserves, you can qualify for this discount. Geico also provides military discounts to numerous affiliations and group memberships. As a result, you can score a discount for simply belonging to an organization. Those organizations include:
- Association of the United States Army
- Armed Forces Benefits Association
- Navy League of the United States
- Navy Federal Credit Union
Finally, Geico offers a discount if you are on active duty and get deployed. Military members qualify for the emergency deployment discount if they are deployed to an imminent danger pay zone. Geico also allows you to pause coverage during deployment.
To get your Geico military auto insurance discount, you must provide proof of your military service, such as your military service number and date of service. Once you’ve shown that you are eligible for the military/veteran discount, Geico will apply it to your policy.
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Geico’s Veteran Discount Compared to Other Companies
Whether you are shopping for auto insurance for military veterans at Geico or USAA, bear in mind that companies consider several factors when calculating auto insurance rates, including age, driving history, vehicle, credit score, and where you live. Another significant factor is what discounts you qualify for. The table below shows the top companies’ discounts for military and veterans.
Military Discounts from the Major Auto Insurance Companies| Discounts | Emergency Deployment | Military | Military Garaging |
|---|---|---|---|
| 21st Century | ✘ | ✘ | ✘ |
| AAA | ✘ | ✘ | ✘ |
| Allstate | ✘ | ✓ | ✘ |
| American Family | ✘ | ✘ | ✘ |
| Ameriprise | ✘ | ✘ | ✘ |
| Amica | ✘ | ✘ | ✘ |
| Country Financial | ✘ | ✘ | ✘ |
| Esurance | ✘ | ✓- 25% | ✘ |
| Farmers | ✘ | ✓ | ✘ |
| Geico | ✓- 25% | ✓- 15% | ✘ |
| Liberty Mutual | ✘ | ✓- 4% | ✘ |
| MetLife | ✘ | ✓- 15% | ✘ |
| Nationwide | ✘ | ✘ | ✘ |
| Progressive | ✘ | ✘ | ✘ |
| Safe Auto | ✘ | ✓- 25% | ✘ |
| Safeco | ✘ | ✓ | ✘ |
| State Farm | ✘ | ✓ | ✘ |
| The General | ✘ | ✓ | ✘ |
| The Hanover | ✘ | ✘ | ✘ |
| The Hartford | ✘ | ✘ | ✘ |
| Travelers | ✘ | ✘ | ✘ |
| USAA | ✘ | ✓ | ✓- 15% |
While USAA’s auto insurance rates are cheaper than Geico, discounts and other programs could make Geico the better option for discount auto insurance for some drivers. To learn more about USAA and Geico auto insurance for veterans, read our guide on USAA vs Geico military auto insurance.
Remember, auto insurance rates vary by driver and company. For example, if you have accidents or tickets on your driving record, your rates will be higher, so shop around to find the best military auto insurance for veterans.
Other Geico Discounts Available
In addition to military discounts, Geico offers various other discounts to lower rates. Other discounts that veterans could take advantage of include multi-policy, multi-car, safe driver, and continuous coverage. You may also get discounts based on your car’s safety features.
The table below lists Geico auto insurance discounts. If the savings amount is known, it is listed next to the discount.
GEICO Auto Insurance Discounts| Auto Insurance Discounts | Geico (%) |
|---|---|
| Anti-lock Brakes | 5 |
| Anti-Theft | 25 |
| Claim Free | 26 |
| Continuous Coverage | x |
| Daytime Running Lights | 1 |
| Defensive Driver | x |
| Distant Student | x |
| Driver's Ed | x |
| Driving Device/App | x |
| Early Signing | x |
| Emergency Deployment | 25 |
| Family Legacy | x |
| Farm Vehicle | x |
| Federal Employee | 8 |
| Full Payment | x |
| Further Education | x |
| Good Student | 15 |
| Homeowner | x |
| Low Mileage | x |
| Loyalty | x |
| Membership/Group | x |
| Military | 15 |
| Multiple Policies | 10 |
| Multiple Vehicles | 25 |
| Newer Vehicle | x |
| Occupation | x |
| Passive Restraint | 40 |
| Safe Driver | 15 |
| Seat Belt Use | 15 |
| Students & Alumni | x |
| Utility Vehicle | x |
| Vehicle Recovery | 15 |
Most drivers are eligible for more than one discount, so bundle them for the most savings. You can also bundle different types of auto insurance at Geico, such as home and auto insurance, for a bundling discount. These discounts can save you a significant amount of money on your Geico policy.
Geico also offers a telematics savings program called DriveEasy. DriveEasy uses an app to monitor driving behaviors, including mileage and distracted driving. (For more information, read our “GEICO DriveEasy Review: Best Option for Vets).
While Geico rates can increase for poor driving, veterans with good safe driving skills may earn an additional discount.
Other Ways to Save on Geico Insurance
If your Geico rates are still higher than you would like after applying a veteran discount, there are a few other ways to save on Geico insurance. If you have a number of add-on coverages on your policy, such as rental car reimbursement insurance, you can drop these coverages and carry only the strictly necessary auto insurance coverage options for veterans. Find out why veterans save on auto insurance.
However, we recommend that you still carry collision and comprehensive insurance on your policy, even though they are only mandatory if you have a lease or loan on your car, as they cover your car’s repairs. The only time you should consider dropping these coverages is if the cost of paying for these coverages would soon equal the value of your car.
You can also raise your auto insurance deductible if you have a zero-dollar deductible or a very low deductible. While you will have to pay more out of pocket after an accident, your rates will decrease. So if you could afford to pay a higher deductible, you may want to take the risk of potentially having to pay more in the future to save in the present.
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The Final Word on Geico’s Veteran Discount
Geico doesn’t offer a veteran discount, but it does offer military, membership, and emergency deployment auto insurance discounts. For example, veterans can save 15% with a military discount and even more if they are members of certain military organizations.
Geico also offers lower-than-average auto insurance rates. Consequently, veterans can find affordable auto insurance by combining low rates with Geico’s many discounts.
However, most auto insurance companies offer military discounts. Compare quotes from multiple companies to find the cheapest auto insurance for veterans. Find out how to get veteran auto insurance quotes and policy.
Frequently Asked Questions
Can veterans get Geico military auto insurance discounts?
Yes, veterans can qualify for Geico military auto insurance discounts. Veterans will need proof of service in order to qualify for the Geico auto insurance military discount and can save up to 15% on their policy.
Is USAA auto insurance cheaper for veterans?
USAA is one of the cheapest auto insurance companies on the market, and it tends to be cheaper in most situations for military and veterans than Geico. However, it is not always cheaper than Geico, so make sure to get quotes from both companies to see which is the better option for you.
Can military members get discounts on auto insurance?
It depends on the auto insurance company. However, most auto insurance companies will offer a military and veteran discount on auto insurance.
Can veterans get military discounts?
Yes, the vast majority of military discounts are also intended for veterans as well. At Geico, you can get the military discount even as a veteran, helping you save on your auto insurance policy.
Compare quotes from the top auto insurance companies and save!
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for veterans interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.